Blog article and images are provided from Vibrant Living
The start of the new year gives us so much to look forward to!
Happy New Year!
The Federal Housing Administration (FHA) has announced new loan limits for 2019! The new limits reflect the increase in home prices across the country and apply to loans assigned on or after January 1, 2019. This increase opens up homeownership opportunities to more Americans.
Why Are Loan Limits Increasing?
Housing prices are on the rise, and the FHA is required by the National Housing Act to maintain limits at 115% of median home prices (calculated using Metropolitan Statistical Area and county information).
New Loan Limits
Floor limits for one-unit properties are increasing from $294,515 to $314,827 in 2019, which is 65% of the national conforming loan limit of $484,350. In high-cost areas, ceiling loan limits will increase from $679,650 to $726,525, which is 150% of $484,350. These percentages are mandated by the Housing Economic Recovery Act (HERA).
Blog article and images are provided from Vibrant Living
Blog article and images are provided from Vibrant Living
Whether you’re a skiing-and-snow-fort kind of person, or a cuddle-by-the-fire kind of person, it’s time to bundle up and welcome the cool weather. Hello, winter!
Oh, the holiday season: So much to do, so little time! Luckily, this indulgent appetizer recipe takes almost no time to prepare. Warm, creamy Brie, fresh apple, and toasty bread come together to create the perfect combination of flavor and finesse — ideal for holiday entertaining. Finished with the crunch of candied walnuts and a taste of honey, people won't be able to resist coming back for more. So whether your guests are arriving in an hour or you're due at a party oh, say, 10 minutes ago — you'll have a tasty tidbit to pass around and still have time to wrap a last-minute gift.
Blog article and images are provided from Vibrant Living
Image and blog article from Vibrant Living
The time comes in every homeowner’s life when they must ask the question: “Is my home still meeting my needs?” Life events — such as a new job, growing family, or empty nesting — will make your once-perfect home less perfect as time goes on. Maybe you’re bursting at the seams and can’t fit any more relatives around the holiday table, or perhaps your once-full house now feels like an empty, open space. Whatever the reason, if you’ve realized it’s time for a change, the next question becomes: “Should I relocate — or renovate?”
The answer ultimately depends on what's driving the change,and both choices have upsides and downsides that you shouldthink through before taking the leap.
What makes moving the best choice? Here are some common reasons for wanting to relocate:
